Kim Zolciak, the former ‘Real Housewives of Atlanta’ star, is facing a new financial setback as the IRS has filed a six-figure tax lien against her, compounding her existing debts and ongoing divorce woes.
The Internal Revenue Service filed a lien on December 11, 2025, totaling $163,804.30 for unpaid federal taxes for the years 2019, 2023, and 2024. This recent action adds to a series of tax issues that have plagued Zolciak, who has been in the public eye for her reality TV career and personal financial struggles.
This is the second major tax lien filed against Zolciak. In April 2023, she and her now-estranged husband, Kroy Biermann, were hit with a federal tax lien for $1.1 million, covering unpaid taxes, interest, and penalties from 2013, 2017, and 2018. Additionally, they owed the state of Georgia $15,000 for 2018 taxes, highlighting a pattern of financial mismanagement.
Zolciak’s financial troubles have escalated since her separation from Biermann in May 2023. She has faced multiple lawsuits from creditors, including Saks Fifth Avenue and Capital One for over $150,000 in unpaid credit card fees, Simmons Bank for more than $230,000 on a defaulted home equity line, and Target for a $2,482.24 credit card bill, as per court documents.
The divorce proceedings have been contentious, with Biermann reportedly warning Zolciak’s new partner, entrepreneur Kyle Mowitz, about her financial habits. In a deposition related to Mowitz’s divorce, Biermann claimed that Zolciak is narcissistic, has a gambling problem, and is not present for her children, adding a personal dimension to the financial drama.
Zolciak’s daughter, Ariana Biermann, has publicly discussed loaning money to her mother, stating that Zolciak is ‘very good at paying her back.’ This familial support underscores the depth of Zolciak’s financial strain, as she navigates both personal and legal challenges.
Combined with the previous liens, Zolciak’s total tax debt now exceeds $1.3 million. The recent lien is attached to a six-bedroom home valued at $1.3 million, which could be at risk if the debts are not settled. Biermann also faces his own tax issues, with a lien filed in November 2025 for $194,199.24 for unpaid taxes from 2019, 2020, 2021, and 2024.
The implications of these financial woes are significant. Zolciak’s ability to maintain her lifestyle and legal obligations is in question, and the ongoing divorce could be further complicated by asset division and debt responsibility. Her reputation has also taken a hit, with public scrutiny over her financial management. Moving forward, Zolciak may need to explore options such as returning to reality television, seeking financial counseling, or negotiating payment plans with the IRS. The situation serves as a cautionary tale about the financial pitfalls that can accompany fame, and it remains to be seen how Zolciak will address these mounting challenges.
